Smart Homeowners Protect Jewelry With Home Insurance

WEBWIRE – Wednesday, August 19, 2009

Chicago (InsuranceAgents.com) – Adequate jewelry coverage is a must for any household. Unfortunately, because the cost of a collection of jewelry can be so high, most standard homeowners insurance policies do not include jewelry coverage and if they do it usually isn’t very much. Talk to your agent about adding extensive jewelry coverage to your existing policy.

It can be expensive taking out a separate policy for your jewelry but if your insurance company doesn’t allow you to add coverage you may have to take out a separate policy. To find the most reasonable and encompassing homeowners insurance that includes jewelry coverage you should go online to compare homeowners insurance quotes.

According to the article recently published on InsuranceAgents.com, “Homeowners Insurance: Getting Jewelry Coverage,” having adequate jewelry coverage is important. “Jewelry shouldn’t be left without the appropriate amount of insurance. By adding jewelry coverage to your homeowners insurance policy, you will be financially protected if your jewelry is damaged, lost or stolen,” the article states.

In order to get the most out of your jewelry coverage, there are some steps you should take. First, take inventory of the jewelry in your home that includes description and price. How do you know the price? Well, you can always get it appraised by an accredited appraiser. Make sure you notify your agent of the value of your jewelry so you know exactly how much insurance to take out.

And although it goes without saying, you should always compare quotes from a number of different companies. Talk to a home insurance agent about the amount of jewelry coverage you have under your current homeowners insurance policy.

Staff Contribution: Kyle Fitzsimmons