Contractors GL Insurance
If you are a contractor, you need some kind of general liability insurance, just like almost all small business owners do. It is perhaps even more important for your business than for businesses that do work that is less physical and less dangerous. That is not to say, of course, that being a contractor is dangerous, but it is more dangerous that owning a clothing store, for example. Because of the manual labor and the power tools involved in the work that you do, general liability insurance is always a good idea. In fact, some employers may require that you have general liability insurance before they will hire you.
Lower Insurance Rates
In some instances, contractors’ general liability insurance can stand in the place of a business owner policy. This is especially true if you do not own any commercial property or have operational or payroll that needs to be insured. Even if that is the case, you will still want insurance that covers liability, and this is where general liability insurance for contractions in Pennsylvania comes in. This can mean a lower rate and you really only have to pay for the coverage that you actually need.
In other situations, you might want contractors’ general liability insurance in addition to a business owner policy, in order to cover any issues that may not be covered by the more generic BOP. How do you know if you need just contractors’ GL or a BOP with general liability? Meeting with one of our agents is the best way to make sure you know exactly how much insurance you need and the best company to purchase it from.
Finding the Right Policy for You
If you are in the market for a contractors’ GL policy, we can offer you a no obligation quote. Our intention is to help you find the right policy for you. Unlike some other agencies that will try to get you to purchase the most expensive policy, so they can get the highest commission, we know that there is nothing more important making sure you have the right insurance for your needs. We will evaluate those needs and help you find a plan that fits your budget and ensures you have enough coverage.
When it comes to contractor’s GL insurance, you have come to the right place! Give us a call today so we can get started with your free quote and helping you find the right plan for the right price.
