Commercial Auto Insurance
Making sure your business has the proper insurance should be one of your top priorities. Not only does it ensure that you are completely protected, both financially and legally if an accident should ever occur, but most states require at least some form of insurance. This is especially true when it comes to vehicles used in your day-to-day or occasional business operations. If your drive or own commercial vehicles, you will likely be required to have some kind of commercial auto insurance.
What kinds of businesses need commercial auto insurance? One of the obvious answers is trucking companies, but there are many other businesses that should invest in this kind of insurance, including:
- Truck drivers
- Operators for private snow ploy companies
- Cities or counties that employ snow ploy operators
- Tow truck operators
- Couriers
- Restaurants that offer delivery
- And many more!
Any business in which the operation of a vehicle, even if it is the driver’s own vehicle, is required task, should look into getting commercial auto insurance. It not only helps to pay for vehicles that are damaged by collisions that are not your driver’s fault, it also helps to pay for collisions that are their fault, including repairs, medical bills, damage to property, and liability for personal injury.
This can protect your business from law suits that may arise because an employee or other individual was harmed by someone operating one of your vehicles. Paying for medical expenses and repairs out of your own pocket can deplete whatever capital a business has. Legal fees, even if your company is not held liable for the damage, can be steep. Commercial auto insurance can help to not only protect you from these kinds of law suits, but pay any fees and fines associated with them.
Why work with the Michael Piggot Agency? It is our goal to help you find a policy that fits your needs and your budget. In order to do this, we sift through offers from the biggest insurance carriers to find a plan that meets your needs exactly and at a competitive price. If you are looking for commercial auto insurance, you have come to the right place—we strive to build a lasting relationship with those who by insurance from us, with a high level of customer service and a devotion to finding the right policy and the right price for every individual or business.
In order to find out if your company needs or could benefit from commercial auto insurance, contact the Michael Pigott Agency today.
