Michael Pigott Agency LLC Blog

PA Insurance Commissioner Offers Tips to Victims of Severe Storms

Tue, 06 Jul 2010 14:23:45 -0500

http://www.portal.state.pa.us/portal/server.pt?open=512&objID=476&PageID=901&mode=2&contentid=http://pubcontent.state.pa.us/publishedcontent/publish/cop_hhs/insurance/news_and_media/news___media/articles/june_23__2010.html June 23 Marks Anniversary of Deadly Tornado Outbreak in PA Harrisburg – On the 66th anniversary of a huge tornado outbreak that killed more than 150 people in Pennsylvania and West Virginia and one day after severe storms hammered south-central Pennsylva...

Never Say THIS on Facebook or Twitter

Fri, 23 Apr 2010 13:58:23 -0500

http://daol.aol.com/articles/never-say-this-on-facebook-or-twitter The most dangerous thing you can post to your Facebook page or Twitter account is information about where you're going when you are not at home. By telling the world you are on vacation in the Bahamas, or even just eating at your favorite local restaurant, you're letting potential thieves know that you're not at home. Financial writers Ken and Daria Dolan warn that how you use Facebook and Twitter can be hazardous to your wea...

Teen texting reaches all time high

Tue, 13 Apr 2010 12:55:29 -0500

By Kelly Waters Published: Wednesday, March 24, 2010 Updated: Thursday, March 25, 2010 http://www.stroudcourier.com/opinion/teen-texting-reaches-all-time-high-1.1279187 The advancements in technology have allowed us to experience great accessories such as iPods, laptops and cell phones. Cell phones have even advanced themselves with iPhones that include many applications to keep a person busy. One of the perks of cell phones is the ability to text, which is continuously growing in popularity. Te...

Pennsylvania Insurance Commissioner Offers Tips for Claims Related to Winter Storms

Wed, 24 Mar 2010 12:28:15 -0500

http://www.portal.state.pa.us/portal/server.pt?open=512&objID=17319&PageID=502655&mode=2&contentid=http://pubcontent.state.pa.us/publishedcontent/publish/cop_hhs/insurance/news_and_media/news___media/articles/february_19__2010.html February 19, 2010 Harrisburg – Pennsylvanians who suffered property damages as a result of the recent winter storms should carefully review their homeowners insurance policies, Insurance Commissioner Joel Ario said today. “There may be some confusion a...

Ignoring Recall Could Affect Car Insurance

Fri, 19 Mar 2010 13:04:08 -0500

03/16/10 5:07 pm | reporter: Dennis Buterbaugh producer: Myles Snyder http://www.whtm.com/news/stories/0310/716646.html Harrisburg, Pa. - Even though the national media seems to focus only on Toyota, there are lots of recalls for other car makers too. "I got a recall for my GMC, for the windshield wipers, for malfunctioning. Usually it's for a safety issue or something like that," said Ed Stup of Enola, who took his vehicle to the dealer right away. The Pennsylvania Insurance Department s...

Why You Should Clear Snow, Ice Off Cars

Mon, 15 Feb 2010 13:35:20 -0600

Flying Ice From Tops Of Vehicles Poses Big Danger http://www.myfoxphilly.com/dpp/news/local_news/020810_Flying_Ice_Dangers As you dig out from two feet of snow or more, keep in mind the dangers aren't just on the road. Fox 29 reporters out and about Monday were noticing piles of snow and ice on top of cars. Drivers just let it fly off, and possibly into the windshield of any nearby car. Fox 29's Steve Keeley repeatedly pointed out the danger to motorists Monday morning. "Do you know that's the l...

Is the Toyota recall bad news for insurance rates?

Fri, 05 Feb 2010 10:03:35 -0600

http://www.wfae.org/wfae/1_87_316.cfm?action=display&id=5846 Julie Rose Friday February 5, 2010 The recall of millions of Toyota vehicles has safety implications for drivers, but it may also affect their auto insurance. WFAE's Julie Rose reports: A lot of Toyota owners are obviously concerned about how safe their cars are right now. Money, though, is another worry. How does a recall of millions and millions of cars affect insurance rates? "The short answer is, it doesn't," says Kip Digg...

Don't Let a Neglected Auto Insurance Policy Make..

Wed, 04 Nov 2009 13:34:28 -0600

Don't Let a Neglected Auto Insurance Policy Make Aggravating Holiday Driving Even Worse CLEVELAND, Nov. 2 /PRNewswire/ -- Consumers are already busy planning trips for Thanksgiving, one of the busiest times of year for travel in the United States. It will be bumper-to-bumper traffic soon, so Insurance.com urges consumers to double check their auto insurance policies before heading out this season to make sure they are adequately prepared for any unexpected mishaps. "With more drivers spending ...

Car Insurance Advice for New Drivers

Thu, 17 Sep 2009 13:54:54 -0500

According to the NHTSA, automobile accidents are the leading cause of death for people between the ages of 15-20. Posted: 6:35 AM Sep 17, 2009 Reporter: Article Courtesy: Associated Content People between the ages of 16-19 have the highest crash rate, and their crash involvement per mile driven is four times that of older drivers. With all these mind-blowing statistics, it's no surprise that car insurance for new drivers is expensive. New drivers that need auto insurance and parents of te...

Insurance coverage for fantasy league?

Thu, 10 Sep 2009 11:27:10 -0500

Fantasy Sports Insurance Inc. offers a policy that 'returns your financial investment in your fantasy league, should your key player(s) suffer a 'season changing' injury.' By Mark Medina Los Angeles Times August 27, 2009 An agonizing image of New England Patriots quarterback Tom Brady clutching his left knee repeatedly flashes on the screen. Next to the picture, the question is posed. "Are you protected?" You would think Brady doesn't have health insurance. But this isn't about Brady. His off...

America’s Most Stolen Cars

Wed, 26 Aug 2009 11:55:06 -0500

America’s Most Stolen CarsThe most popular cars among thieves, according to the National Insurance Crime Bureau.By Perry Stern of MSN Autos The popular 1995 Honda Civic continues to be the top pick among thieves, holding onto that position for the 2007 calendar year, according to the "Hot Wheels" report released in July 2008 by the National Insurance Crime Bureau (NICB). And while the types of vehicles being stolen remain consistent from year to year, overall car theft in the U.S....

What is the PA min required insurance coverage?

Mon, 24 Aug 2009 20:03:13 -0500

http://www.ins.state.pa.us/ins/cwp/view.asp?a=1339&q=545100&pp=3#minimum What is the minimum required insurance coverage needed to own and operate a vehicle in Pennsylvania? The minimum required coverages in Pennsylvania are: • Medical Benefits — This pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage. Higher limits are available. • Bodily Inj...

Smart Homeowners Protect Jewelry w/Home Insurance

Wed, 19 Aug 2009 15:38:45 -0500

WEBWIRE – Wednesday, August 19, 2009 Chicago (InsuranceAgents.com) – Adequate jewelry coverage is a must for any household. Unfortunately, because the cost of a collection of jewelry can be so high, most standard homeowners insurance policies do not include jewelry coverage and if they do it usually isn’t very much. Talk to your agent about adding extensive jewelry coverage to your existing policy. It can be expensive taking out a separate policy for your jewelry but if your insurance company do...

Student renters should have insurance

Mon, 17 Aug 2009 15:04:18 -0500

http://www.democratandchronicle.com/article/20090808/BUSINESS/908080344/1001 Anne Peterson • August 8, 2009 Dear Anne: I have a 19-year-old daughter who will be moving into a rental house in Brockport with three other students while attending college. Her furniture and household effects are primarily hand-me-downs, so not of great value. Her computer, books and clothing would be costly to replace, but I assume that she will have some replacement coverage under my or her father's household ...

When to get long-term-care insurance

Wed, 15 Jul 2009 13:32:48 -0500

When to get long-term-care insuranceIt can be a great way to protect your heirs - or a giant waste of your savings. Here's how to tell which.By Justin Martin, Money Magazine contributing writer April 29, 2008: 6:07 AM EDT (Money Magazine) -- It's not alarmist to think that you'll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman. Yet the decision whether...

What Is Gap Insurance, and Who Needs It?

Wed, 03 Jun 2009 11:21:05 -0500

Michael Pigott Agency can build GAP coverage into your policy! What Is Gap Insurance, and Who Needs It?http://www.progressive.com/understanding-insurance/what-is-gap-insurance.aspx When you purchase a new car, you'll probably be asked if you want to purchase gap insurance. Both lenders and auto insurance companies offer gap insurance to customers as a way to protect you against unforeseen financial losses. Here's a quick refresher course about gap insurance and who needs it. What Is Gap In...

More uneasy consumers purchase identity theft insu

Fri, 29 May 2009 10:16:43 -0500

More uneasy consumers purchase identity theft insuranceFrom: www.usatoday.comYour Money - Sandra Block On the nights you can't sleep, what do you worry about? SARS? Your 401(k) plan? Your hip new employer's decision to replace casual-dress days with "clothing optional" Fridays? Frightening thoughts, for sure, but what really seems to scare the pants off people is the threat of identity theft. A recent survey found that more Americans are worried about that than about losing their jobs. Pri...

Breast Cancer 3 Day Walk.

Wed, 27 May 2009 14:00:14 -0500

The agency supports our very close friend Dawn!Click here to view her personal page!From her web site: Join me in the fight against breast cancer!Finding a cure so my daughter won't have to! Please support me as I take an amazing journey in the fight against breast cancer! The Breast Cancer 3-Day is a 60-mile walk over the course of three days. Net proceeds benefit Susan G. Komen for the Cure and National Philanthropic Trust, funding important breast cancer research, education, screen...

Real Deal: Auto Insurance Shopping

Wed, 27 May 2009 12:54:34 -0500

From Fox 29 - PhiladelphiaReal Deal: Auto Insurance Shoppingwww.myfoxphilly.com Real Deal: AutoInsurance Shopping PHILADELPHIA - By choosing the right company you can save hundreds, maybe even up to $1,000 in many cases on your auto insurance according to the latest issue of Delaware Valley Consumers' Checkbook magazine ( www.checkbook.org ).

Check us out on myspace!

Wed, 25 Feb 2009 10:03:52 -0600

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Driving + Cell Phones = Big Road Risk

Fri, 23 Jan 2009 13:14:21 -0600

This is from WebMD. I thought it was interesting! Driving + Cell Phones = Big Road Risk Study: Chatting on Cell Phones While Driving May Be as Bad as Driving Drunk By Miranda HittiWebMD Health News Reviewed by Louise Chang, MD June 29, 2006 -- Driving under the influence of a cell phone may be a major road hazard, according to a University of Utah study. "The impairments associated with using a cell phone while driving can be as profound as those associated with driving while drunk," wri...

New Agency Name

Fri, 23 Jan 2009 12:50:32 -0600

Hello everyone! People have been asking what happened to "Brooke Insurance"? Brooke Insurance is a Kansas base insurance franchise. We have always been the Michael Pigott Agency but we have removed ourselves from the franchise-now we are operating as a true independent insurance broker. We are now handling all business at our Bensalem office. What does this mean for our clients? Upon renewal the name Brooke Insurance will be replaced with Michael Pigott Agency...